Pay your mortgage
down faster without changing your lifestyle.

FastPay keeps your income and lifestyle exactly the same. It restructures where your money sits, so you pay your loan down faster instead of paying more interest to the bank. No refinancing, no extra repayments.

No

Rate chasing

Smarter

Money structure

$0

Extra repayments

Ongoing

Expert support

A faster way to own your home,
without extra repayments

No refinancing

Keep your lender, your loan, and your rate. FastPay works with the mortgage you already have.

See your exact payoff date

We turn your real numbers into a clear plan: how many years and how much interest you can save.

Support that keeps it on track

Monthly reviews, a savings dashboard, and expert guidance so the plan keeps working as life changes.

Mortgage-free, in four simple steps

01See your numbers

Get your free assessment and your exact mortgage-free date.

02Set up smarter

We streamline your accounts. No refinancing, no new lender.

03Run on autopilot

Your plan activates and works quietly in the background.

04Stay on track

Monthly reviews and support keep you moving toward the date.

Stop overpaying
your bank

On a $500,000 mortgage the bank’s schedule collects interest for 30 years. FastPay clears it in 10, without extra repayments.

Loan $500,000 Interest

Bank over 30 years

Total repaid

$1,140,000

Interest $640,000

FastPay in 10 years

Total repaid

$670,000

Interest $170,000

You keep

$470,000

saved in interest, your home paid off 20 years sooner

No refinancing. No lifestyle sacrifice.
More of your money clearing your loan.

Example only: a $500,000 loan at 6.5% p.a. Figures are indicative and intended as a guide; individual results vary. See your own numbers in the assessment.

What families say after switching to FastPay

Michael P.

Michael P.

Adelaide, SA

“As a single homeowner, I thought I’d be paying my mortgage until retirement. FastPay showed me I could be done 11 years earlier. Game changer.”

Emma W.

Emma W.

Gold Coast, QLD

“I loved that they didn’t try to sell me a new loan. They just helped me use what I already had more efficiently. Simple and effective.”

Chris B.

Chris B.

Hobart, TAS

“The free assessment alone was worth it. They showed me exactly where my money was going and how to redirect it. No pressure, just clear advice.”

Questions, answered

FastPay is a mortgage acceleration system that helps you pay down your loan faster through a smarter setup and ongoing support.

In most cases, no, and it is never about chasing a lower rate. FastPay works with your existing loan. Occasionally a switch makes sense only if your current account is missing a feature your plan needs, and we tell you upfront if that applies.

FastPay is designed to keep your lender in place. We focus on streamlining your accounts and payments to improve your mortgage timeline.

The FastPay system is designed to help you make progress without extra repayments. Your plan is confirmed after your free assessment.

Many customers start saving from day one once the system is activated. You’ll see progress in your dashboard and monthly reports.

Your assessment is free. If you choose to proceed, you’ll receive clear plan details before anything is activated.

See how many years you could save

Get your free assessment and see your real numbers in minutes: how many years and how much interest you could save. No obligation.

Free assessment
No refinancing
Monthly support
Start Assessment